Injury accidents involving uninsured or underinsured parties present a unique challenge since there is either no third-party insurance or not enough third party insurance to pursue. A New Mexico uninsured/underinsured car accident lawyer in Las Vegas at Grano Law Offices, P.C. will represent your case to the insurer or pursue a third-party claim on your behalf. There are legal time limits that apply to your case, which means that you should contact our firm as soon as possible.
Call Us Now for a Free Case Evaluation
Call (505) 426-8711 or message us online to schedule a Free Case Evaluation with Grano Law Offices, P.C. Prospective clients may discuss their cases confidentially. Our law firm does not get paid until you win your UI/UM claim.
Compensation May Be Available If Injured by an Uninsured or Underinsured Motorist in New Mexico
In New Mexico, there are two types of motor vehicle accident claims: first-party claims and third-party claims. When the at-fault driver who caused your accident either does not have automobile insurance or does not have enough insurance you may be able to pursue an Uninsured/Underinsured Motorist (UM/UIM) claim. If you do not have (UM/UIM) policy coverage, you may not be able to recover anything or little for your damages caused by an at-fault driver.
However, if you have this coverage type, hire an uninsured/underinsured car accident lawyer in Las Vegas, New Mexico. We can help you navigate the negotiations and demand with the insurance company. If they do not pay you what your case is worth, then my office is not afraid to take it to trial.
Grano Law Offices, P.C. will review your case to determine if you can receive compensation for:
- Current medical bills
- Future medical bills
- Lost enjoyment of life
- Lost future earning capacity
- Lost wages and benefits for missed time
- Physical pain and suffering
- Punitive damages
- Wrongful death damages
- Loss of consortium damages
- And more
An uninsured/underinsured car accident lawyer in Las Vegas, New Mexico will strategize a case strategy that seeks the most favorable outcome. While every case is unique, you can count on our legal team to investigate it exhaustively to uncover your total losses.
Grano Law Offices, P.C. will argue for every last penny you are owed under New Mexico laws. Additionally, we will answer your questions and promptly provide you with practical legal advice throughout the time we work together.
Filing a Claim Through Your UM/UIM Policy
All vehicles in New Mexico are required to carry minimum liability insurance coverage. Some New Mexico drivers choose not to pay insurance premiums and drive without coverage every day, which means that it is not uncommon to get in an accident with an uninsured motorist.
UM/UIM Insurance Claims Can Make a Difference
UM/UIM policies provide recovery for car accident injury victims if the negligent driver does not have coverage or does not have enough liability insurance policy coverage to cover the total injury’s value. UM/UIM coverage can make up the difference.
UM/UIM Policies Are Flexible for Injury Victims
Other advantages of UM/UIM coverage include possible coverage for hit and run accidents and punitive damage claims. Finally, in some cases, UM/UIM policies may be stacked to increase coverage limits.
If you or a loved one has been in an accident, you should contact a New Mexico personal injury lawyer before settling any claim. Grano Law Offices, P.C. will hold insurance companies accountable to the terms and conditions in their policies as well as under New Mexico laws.
New Mexico Civil Deadlines Apply to Your Case
Every claim under an auto insurance policy is subject to numerous rules and regulations. For example, an important consideration may include the assignment of fault, the policy limits, the level of injury, and the length of time since the accident. Therefore, you need to seek the assistance of an uninsured/underinsured car accident lawyer in Las Vegas, New Mexico as early on in your case as possible to avoid missing critical deadlines.
Initial facts the insurer verifies are the dates of your accident and when you discovered your injuries or a family member’s wrongful death. They are trying to determine if your case is past the statute of limitations.
General Personal Injury Statute of Limitations
The statute of limitations, or the legal deadline that applies in New Mexico, is a factor in your case. New Mexico’s general personal injury statute of limitations is three (3) years from the date of the accident. However, other factors can influence the timeline.
Do Not Miss the Statute of Limitations
Upon exceeding the statute of limitations on your case, you no longer have a right to civil compensation. Therefore, you should find out what deadlines apply to your case before you miss them. You do not want your detractors getting away with their actions based on a legal technicality!
Speak with Grano Law Offices, P.C. at No-Cost Now
Several insurance providers may pretend to be on your side under false pretenses. However, their financial interests dictate that they pay as little as possible. Although every case is unique, you have the right to speak with an uninsured/underinsured car accident lawyer in Las Vegas, New Mexico, about your settlement offer or insurance claim denial.
As soon as you accept the insurance adjuster’s proposed resolution, you will no longer be able to receive any further compensation, which means that you should hire a New Mexico personal injury attorney now who will fight for a fair award.
